:root{--cl-red: #E52529;--cl-red-deep: #BA1E2C;--cl-ink: #161740;--cl-void: #000000;--cl-void-2: #01012C;--cl-panel-dark: #222222;--cl-white: #FFFFFF;--cl-body: #666666;--cl-body-strong: #555555;--cl-surface: #F4F4F4;--cl-surface-cool: #F1F5F9;--cl-hairline: rgba(0,0,0,.08);--cl-bg: var(--cl-white);--cl-bg-inverse: var(--cl-void);--cl-text: var(--cl-body);--cl-text-heading: var(--cl-ink);--cl-text-inverse: var(--cl-white);--cl-accent: var(--cl-red);--cl-accent-hover: var(--cl-red-deep);--cl-focus-ring: var(--cl-red);--cl-font-display: "Barlow Condensed", "Helvetica Neue", Arial, sans-serif;--cl-font-eyebrow: "Archivo", "Helvetica Neue", Arial, sans-serif;--cl-font-body: "Open Sans", -apple-system, "Segoe UI", Arial, sans-serif;--cl-weight-display: 500;--cl-weight-eyebrow: 600;--cl-weight-body: 400;--cl-weight-body-strong: 600;--cl-step-hero: clamp(3.5rem, 7.5vw, 6.9rem);--cl-step-h1: clamp(3rem, 5.5vw, 5rem);--cl-step-h2: clamp(2.25rem, 4vw, 4rem);--cl-step-h3: clamp(1.75rem, 2.4vw, 2.25rem);--cl-step-h4: clamp(1.25rem, 1.6vw, 1.5rem);--cl-step-eyebrow: .8125rem;--cl-step-body: 1.0625rem;--cl-step-small: .875rem;--cl-leading-display: .95;--cl-leading-body: 1.7;--cl-tracking-eyebrow: .14em;--cl-space-1: .5rem;--cl-space-2: 1rem;--cl-space-3: 1.5rem;--cl-space-4: 2rem;--cl-space-6: 3rem;--cl-space-8: 4rem;--cl-space-12: 6rem;--cl-space-16: 8rem;--cl-radius: 2px;--cl-radius-pill: 100%;--cl-measure: 68ch;--cl-container: 1180px}.cl-eyebrow{font-family:var(--cl-font-eyebrow);font-size:var(--cl-step-eyebrow);font-weight:var(--cl-weight-eyebrow);letter-spacing:var(--cl-tracking-eyebrow);text-transform:uppercase;color:var(--cl-accent)}.cl-display{font-family:var(--cl-font-display);font-weight:var(--cl-weight-display);line-height:var(--cl-leading-display);letter-spacing:-.01em}.cl-cta{display:inline-block;font-size:.9375rem;line-height:1.2;font-family:var(--cl-font-eyebrow);font-weight:var(--cl-weight-eyebrow);letter-spacing:.06em;text-transform:uppercase;background:var(--cl-accent);color:var(--cl-white);padding:var(--cl-space-2) var(--cl-space-4);border:0;border-radius:var(--cl-radius);text-decoration:none;transition:background-color .15s ease}.cl-cta:hover,.cl-cta:focus-visible{background:var(--cl-accent-hover);color:var(--cl-white)}.cl-cta:focus-visible{outline:3px solid var(--cl-focus-ring);outline-offset:3px}@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}@font-face{font-family:Barlow Condensed;font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/barlow-condensed-latin-500-normal.woff2) format("woff2")}@font-face{font-family:Archivo;font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/archivo-latin-600-normal.woff2) format("woff2")}@font-face{font-family:Open Sans;font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/open-sans-latin-400-normal.woff2) format("woff2")}@font-face{font-family:Open Sans;font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/open-sans-latin-600-normal.woff2) format("woff2")}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;background:var(--cl-bg);color:var(--cl-text);font-family:var(--cl-font-body);font-size:var(--cl-step-body);font-weight:var(--cl-weight-body);line-height:var(--cl-leading-body);--cl-text: #4A4A4A}h1,h2,h3,h4{font-family:var(--cl-font-display);font-weight:var(--cl-weight-display);line-height:var(--cl-leading-display);letter-spacing:-.01em;margin:0 0 var(--cl-space-3);color:var(--cl-text-heading);text-wrap:balance}h1{font-size:var(--cl-step-h1)}h2{font-size:var(--cl-step-h2)}h3{font-size:var(--cl-step-h3)}h4{font-size:var(--cl-step-h4)}p,li{max-width:var(--cl-measure);text-wrap:pretty}p{margin:0 0 var(--cl-space-3)}p:last-child{margin-bottom:0}a{color:var(--cl-accent);text-decoration-thickness:1px;text-underline-offset:.18em}a:hover{color:var(--cl-accent-hover)}img{max-width:100%;height:auto;display:block}:focus-visible{outline:3px solid var(--cl-focus-ring);outline-offset:3px}.cl-skip{position:absolute;left:-9999px;background:var(--cl-accent);color:#fff;padding:var(--cl-space-2) var(--cl-space-3);z-index:100;font-family:var(--cl-font-eyebrow)}.cl-skip:focus{left:var(--cl-space-2);top:var(--cl-space-2)}.cl-container{width:100%;max-width:var(--cl-container);margin-inline:auto;padding-inline:var(--cl-space-3)}.cl-section{padding-block:var(--cl-space-12)}@media(max-width:700px){.cl-section{padding-block:var(--cl-space-8)}}.cl-section[data-tone=light]{background:var(--cl-white)}.cl-section[data-tone=alt]{background:var(--cl-surface)}.cl-section[data-tone=void]{background:var(--cl-void)}.cl-section[data-tone=deep]{background:#0a0a0e;border-top:1px solid rgba(229,37,41,.28)}.cl-section[data-tone=void] :is(h1,h2,h3,h4),.cl-section[data-tone=deep] :is(h1,h2,h3,h4){color:var(--cl-white)}.cl-section[data-tone=void],.cl-section[data-tone=deep]{color:#c9c9ce}.cl-lede{font-size:1.25rem;line-height:1.6;max-width:58ch}.cl-stack>*+*{margin-top:var(--cl-space-3)}.cl-grid-2,.cl-grid-3,.cl-grid-4{display:grid;gap:var(--cl-space-4)}.cl-grid-2{grid-template-columns:repeat(auto-fit,minmax(19rem,1fr))}.cl-grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}@media(max-width:900px){.cl-grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:620px){.cl-grid-3{grid-template-columns:1fr}}.cl-grid-4{grid-template-columns:repeat(auto-fit,minmax(13rem,1fr))}.cl-grid-pairs{display:grid;gap:var(--cl-space-4);grid-template-columns:repeat(2,minmax(0,1fr))}@media(max-width:760px){.cl-grid-pairs{grid-template-columns:1fr}}.cl-rule{width:3.5rem;height:3px;border:0;background:var(--cl-accent);margin:0 0 var(--cl-space-3)}.cl-card{background:var(--cl-white);padding:var(--cl-space-4);border-top:3px solid var(--cl-accent);box-shadow:0 1px 2px #0000000d,0 8px 24px -12px #0000002e}.cl-card h3,.cl-card h4{margin-bottom:var(--cl-space-2)}.cl-card p{font-size:1rem}.cl-panel{border:1px solid var(--cl-accent);padding:var(--cl-space-6);background:#e525290a}.cl-stat{border-left:3px solid var(--cl-accent);padding-left:var(--cl-space-3)}.cl-stat__figure{font-family:var(--cl-font-display);font-size:clamp(3rem,6vw,4.5rem);line-height:.9;color:var(--cl-accent);display:block}.cl-card .cl-stat__figure{font-size:clamp(2.5rem,4vw,3.25rem);margin:var(--cl-space-2) 0 var(--cl-space-1)}.cl-stat__label{font-size:.95rem;margin-top:var(--cl-space-1)}.cl-stat__source{font-size:.8125rem;opacity:.75}.cl-faq{border-top:1px solid var(--cl-hairline)}.cl-faq>details{border-bottom:1px solid var(--cl-hairline)}.cl-faq>details>summary{cursor:pointer;padding:var(--cl-space-3) 0;font-family:var(--cl-font-display);font-size:var(--cl-step-h4);color:var(--cl-text-heading);list-style:none;display:flex;justify-content:space-between;gap:var(--cl-space-3)}.cl-faq>details>summary::-webkit-details-marker{display:none}.cl-faq>details>summary:after{content:"+";color:var(--cl-accent);font-size:1.4em;line-height:1}.cl-faq>details[open]>summary:after{content:"–"}.cl-faq>details>div{padding-bottom:var(--cl-space-3)}.cl-todo{display:inline-block;border:1px dashed var(--cl-accent);background:#e5252912;padding:.15em .5em;font-family:var(--cl-font-eyebrow);font-size:.8em;letter-spacing:.04em;text-transform:uppercase;color:var(--cl-accent)}.cl-header{position:sticky;top:0;z-index:50;background:var(--cl-white);box-shadow:0 1px #0000001a}.cl-header .cl-container{max-width:1340px}.cl-header__inner{display:flex;align-items:center;gap:var(--cl-space-4);min-height:80px;flex-wrap:nowrap}.cl-header__logo{flex:0 0 auto}.cl-header__logo{display:block;color:var(--cl-void)}.cl-header__logo svg{width:243px;height:auto;display:block}.cl-nav{margin-left:auto;display:flex;align-items:center;gap:var(--cl-space-3);flex-wrap:nowrap;min-width:0}.cl-nav a{font-family:var(--cl-font-body);font-size:14px;font-weight:var(--cl-weight-body-strong);text-transform:none;letter-spacing:normal;text-decoration:none;white-space:nowrap;color:var(--cl-void)}.cl-nav .cl-cta{padding:.6rem 1.1rem;font-size:.8125rem;font-family:var(--cl-font-eyebrow);font-weight:var(--cl-weight-eyebrow);text-transform:uppercase;letter-spacing:.06em}.cl-nav a:not(.cl-cta):hover,.cl-nav a[aria-current=page]:not(.cl-cta){color:var(--cl-accent)}.cl-menu-toggle,.cl-menu-button{display:none}@media(max-width:1080px){.cl-header__inner{min-height:64px;padding-block:var(--cl-space-2);flex-wrap:wrap}.cl-menu-button{display:inline-flex;align-items:center;gap:.55rem;margin-left:auto;cursor:pointer;padding:.55rem .8rem;border:1px solid var(--cl-hairline);border-radius:var(--cl-radius);font-family:var(--cl-font-eyebrow);font-size:.8125rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--cl-void);min-height:44px}.cl-menu-button__bars,.cl-menu-button__bars:before,.cl-menu-button__bars:after{display:block;width:18px;height:2px;background:var(--cl-accent);transition:transform .18s ease,opacity .18s ease}.cl-menu-button__bars{position:relative}.cl-menu-button__bars:before,.cl-menu-button__bars:after{content:"";position:absolute;left:0}.cl-menu-button__bars:before{top:-6px}.cl-menu-button__bars:after{top:6px}.cl-menu-toggle{display:block;position:absolute;width:44px;height:44px;margin:0;opacity:0;z-index:2;cursor:pointer;right:var(--cl-space-3);top:10px}.cl-menu-toggle:focus-visible+.cl-menu-button{outline:3px solid var(--cl-focus-ring);outline-offset:2px}.cl-nav{display:none;margin-left:0;width:100%;flex-direction:column;align-items:stretch;gap:0;padding-block:var(--cl-space-2);border-top:1px solid var(--cl-hairline)}.cl-menu-toggle:checked~.cl-nav{display:flex}.cl-menu-toggle:checked+.cl-menu-button .cl-menu-button__bars{background:transparent}.cl-menu-toggle:checked+.cl-menu-button .cl-menu-button__bars:before{transform:translateY(6px) rotate(45deg)}.cl-menu-toggle:checked+.cl-menu-button .cl-menu-button__bars:after{transform:translateY(-6px) rotate(-45deg)}.cl-nav a{padding:.85rem .25rem;font-size:1rem;border-bottom:1px solid var(--cl-hairline)}.cl-nav a:last-of-type{border-bottom:0}.cl-nav .cl-cta{margin-top:var(--cl-space-2);text-align:center;padding:.9rem 1.1rem;font-size:.875rem}}@media(max-width:560px){.cl-header__logo svg{width:190px}.cl-nav a{font-size:13px}}.cl-hero{position:relative;overflow:hidden}.cl-hero{overflow-x:clip}.cl-hero .cl-mark{width:635px;max-width:none;justify-self:start}@media(max-width:1280px){.cl-hero .cl-mark{width:100%;justify-self:stretch}}.cl-hero__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.95fr);align-items:center;gap:var(--cl-space-6);padding-block:var(--cl-space-12)}.cl-hero h1{font-size:var(--cl-step-hero);margin-bottom:var(--cl-space-4)}@media(max-width:860px){.cl-hero__grid{grid-template-columns:1fr;padding-block:var(--cl-space-6) var(--cl-space-8);gap:var(--cl-space-4)}.cl-hero .cl-mark{order:-1;width:min(88%,22rem);justify-self:center;margin-inline:auto}}.cl-actions{display:flex;flex-wrap:wrap;gap:var(--cl-space-3);align-items:center;margin-top:var(--cl-space-4)}.cl-actions__note{font-size:.9rem;opacity:.8}.cl-link-quiet{font-family:var(--cl-font-eyebrow);font-size:.875rem;text-transform:uppercase;letter-spacing:.06em;color:inherit;text-decoration-color:var(--cl-accent)}.cl-link-quiet:hover{color:inherit;text-decoration-thickness:2px}.cl-nav a:not(.cl-cta):hover{color:var(--cl-accent-hover)}.cl-footer{background:var(--cl-panel-dark);border-top:3px solid var(--cl-accent);color:#b9b9be;padding-block:var(--cl-space-6);font-size:.9rem}.cl-footer a{color:#fff;text-decoration-color:var(--cl-accent)}.cl-footer__grid{display:grid;gap:var(--cl-space-4);grid-template-columns:repeat(auto-fit,minmax(13rem,1fr))}.cl-footer h2{font-family:var(--cl-font-eyebrow);font-size:.8125rem;font-weight:600;letter-spacing:var(--cl-tracking-eyebrow);text-transform:uppercase;color:var(--cl-accent);margin-bottom:var(--cl-space-2)}.cl-footer ul{list-style:none;margin:0;padding:0}.cl-footer li+li{margin-top:.4rem}.cl-ref{font-size:.62em;line-height:0;vertical-align:super;margin-left:.12em}.cl-ref button{font:inherit;font-family:var(--cl-font-eyebrow);font-weight:600;background:none;border:0;cursor:pointer;color:var(--cl-accent);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:.1em;display:inline-block;line-height:1.35;padding:0 .15em}.cl-ref button:hover{text-decoration-thickness:2px}.cl-footer__proof{background:none;border:0;padding:0;font:inherit;color:#fff;cursor:pointer;text-align:left;text-decoration:underline;text-decoration-color:var(--cl-accent);text-underline-offset:.18em}.cl-footer__proof:hover{text-decoration-thickness:2px}.cl-footer__legal{margin-top:var(--cl-space-4);padding-top:var(--cl-space-3);border-top:1px solid rgba(255,255,255,.12);font-size:.8125rem}.cl-field{display:grid;gap:.4rem;margin-bottom:var(--cl-space-3)}.cl-field label{font-family:var(--cl-font-eyebrow);font-size:.8125rem;text-transform:uppercase;letter-spacing:.06em;color:var(--cl-void)}.cl-field :is(input,select,textarea){font:inherit;padding:.7rem .8rem;border:1px solid #C8C8CE;border-radius:var(--cl-radius);background:#fff;color:var(--cl-void)}.cl-field :is(input,select,textarea):focus-visible{border-color:var(--cl-accent)}table{border-collapse:collapse;width:100%;font-size:.95rem}th,td{text-align:left;padding:.6rem .8rem;border-bottom:1px solid var(--cl-hairline)}th{font-family:var(--cl-font-eyebrow);font-size:.8125rem;text-transform:uppercase;letter-spacing:.05em;color:var(--cl-void)}.cl-table-wrap{overflow-x:auto}.u-flush{padding-block:0}.u-mt-3{margin-top:var(--cl-space-3)}.u-mt-4{margin-top:var(--cl-space-4)}.u-mt-5{margin-top:2.5rem}.u-mt-6{margin-top:var(--cl-space-6)}.u-top{align-items:start}.u-measure{max-width:52rem}.u-measure-lg{max-width:46rem}.u-list{padding-left:1.2rem}.u-small{font-size:.95rem}.u-xsmall{font-size:.85rem}.u-lede-sm{font-size:1.15rem}.u-tint{background:#e525290d}.cl-mark{width:100%}.cl-mark img{width:100%;height:auto;animation:cl-mark-in 1s cubic-bezier(.16,1,.3,1) both,cl-mark-drift 18s ease-in-out 1.2s infinite alternate}@keyframes cl-mark-in{0%{opacity:0;transform:translateY(2.5%) scale(.975)}to{opacity:1;transform:none}}@keyframes cl-mark-drift{0%{transform:translate(0)}to{transform:translate(-1.4%,1.6%)}}@media(prefers-reduced-motion:reduce){.cl-mark img{animation:none}}.cl-proof-trigger{font-family:var(--cl-font-eyebrow);font-size:.8125rem;letter-spacing:.04em;text-transform:uppercase;color:var(--cl-accent);background:none;border:0;padding:.35rem 0;margin-top:var(--cl-space-1);cursor:pointer;text-align:left;text-decoration:underline;text-decoration-color:currentColor;text-underline-offset:.22em;text-decoration-thickness:1px}.cl-proof-trigger:hover{color:var(--cl-accent-hover);text-decoration-thickness:2px}[data-tone=void] .cl-proof-trigger,[data-tone=deep] .cl-proof-trigger{color:var(--cl-white);text-decoration-color:var(--cl-accent)}.cl-proof{width:min(60rem,calc(100vw - 2rem));max-height:min(80vh,46rem);overflow:hidden;border:1px solid var(--cl-accent);border-top:4px solid var(--cl-accent);border-radius:var(--cl-radius);background:var(--cl-white);color:var(--cl-text);padding:var(--cl-space-4);box-shadow:0 24px 70px -20px #0000008c}.cl-proof::backdrop{background:#0000009e}.cl-proof__head{display:flex;align-items:start;gap:var(--cl-space-3)}.cl-proof__head h3{margin:0 auto 0 0;font-size:var(--cl-step-h3)}.cl-proof__close{flex:0 0 auto;width:2.25rem;height:2.25rem;line-height:1;font-size:1.5rem;cursor:pointer;background:none;border:1px solid var(--cl-hairline);border-radius:var(--cl-radius);color:var(--cl-void)}.cl-proof__close:hover{border-color:var(--cl-accent);color:var(--cl-accent)}.cl-proof p{margin-top:var(--cl-space-2)}.cl-quote{margin:var(--cl-space-2) 0;padding-left:var(--cl-space-3);border-left:3px solid var(--cl-accent);font-size:1.0625rem}.cl-card h3>a:only-child{display:inline-block;padding-block:.625rem;margin-block:-.625rem}.cl-aside p>a:only-child,.cl-stack p>a.cl-link-quiet:only-child{display:inline-block;padding-block:.6875rem;margin-block:-.6875rem}.cl-icon-inline{margin:var(--cl-space-2) 0}.cl-icon-inline svg{width:3.5rem;height:3.5rem;color:var(--cl-accent)}.cl-tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(15rem,1fr));gap:var(--cl-space-3)}.cl-tile{display:flex;flex-direction:column;gap:.5rem;padding:var(--cl-space-3);background:var(--cl-white);border-top:3px solid var(--cl-accent);color:var(--cl-text);text-decoration:none}.cl-tile:hover{box-shadow:0 14px 34px -18px #0006}.cl-tile__label{font-family:var(--cl-font-eyebrow);font-size:.875rem;font-weight:600;letter-spacing:var(--cl-tracking-eyebrow);text-transform:uppercase;color:var(--cl-accent)}.cl-tile__name{font-family:var(--cl-font-display);font-size:1.5rem;color:var(--cl-void)}.cl-tile__line{font-size:.9375rem}.cl-tile__line+.cl-tile__line{margin-top:.5rem}.cl-tile__more{margin-top:auto;white-space:nowrap;font-family:var(--cl-font-eyebrow);font-size:.875rem;font-weight:600;letter-spacing:var(--cl-tracking-eyebrow);text-transform:uppercase;color:var(--cl-accent)}.cl-everyfirm{max-width:none;margin-top:var(--cl-space-6);padding-top:var(--cl-space-4);border-top:1px solid var(--cl-hairline)}.cl-everyfirm .cl-textbtn{margin-left:.75rem}.cl-textbtn{font-family:var(--cl-font-eyebrow);font-size:.875rem;font-weight:600;letter-spacing:var(--cl-tracking-eyebrow);text-transform:uppercase;color:var(--cl-accent);background:none;border:0;border-bottom:2px solid var(--cl-accent);padding:.6875rem 0;cursor:pointer}.cl-textbtn:hover{color:var(--cl-accent-hover);border-bottom-color:currentColor}.cl-pullquote{margin:0;padding-left:var(--cl-space-3);border-left:4px solid var(--cl-accent)}.cl-pullquote p{margin:0;font-family:var(--cl-font-display);font-size:clamp(1.0625rem,1.4vw,1.25rem);line-height:1.3;color:var(--cl-void)}.cl-pullquote footer{margin-top:var(--cl-space-2)}.cl-pullquote footer a{font-size:.875rem;color:var(--cl-accent);display:inline-block;padding-block:.5rem;margin-block:-.5rem}@media(max-width:760px){.cl-textbtn{display:block;white-space:normal;text-align:left;padding-block:.8125rem}.cl-everyfirm .cl-textbtn{margin-left:0;margin-top:var(--cl-space-2)}}.cl-card[id]{scroll-margin-top:6rem}.cl-filteranchor{display:block;height:0;scroll-margin-top:6rem}.cl-casefilter{display:flex;flex-wrap:wrap;gap:var(--cl-space-1)}.cl-casefilter a{display:inline-flex;align-items:center;min-height:2.75rem;padding:.5rem 1.125rem;border:1px solid var(--cl-hairline);border-radius:999px;text-decoration:none;font-size:.9rem;font-weight:var(--cl-weight-body-strong);color:var(--cl-text-heading);background:var(--cl-white)}.cl-casefilter a:hover{border-color:var(--cl-accent);color:var(--cl-accent)}.cl-casefilter a[href="#all"]{background:var(--cl-text-heading);border-color:var(--cl-text-heading);color:var(--cl-white)}#law:target~.cl-casefilter a[href="#all"],#accounting:target~.cl-casefilter a[href="#all"],#health:target~.cl-casefilter a[href="#all"],#wealth:target~.cl-casefilter a[href="#all"]{background:var(--cl-white);border-color:var(--cl-hairline);color:var(--cl-text-heading)}#law:target~.cl-casefilter a[href="#law"],#accounting:target~.cl-casefilter a[href="#accounting"],#health:target~.cl-casefilter a[href="#health"],#wealth:target~.cl-casefilter a[href="#wealth"]{background:var(--cl-accent);border-color:var(--cl-accent);color:var(--cl-white)}#law:target~.cl-newslist .cl-newsrow:not([data-sector~=law]),#accounting:target~.cl-newslist .cl-newsrow:not([data-sector~=accounting]),#health:target~.cl-newslist .cl-newsrow:not([data-sector~=health]),#wealth:target~.cl-newslist .cl-newsrow:not([data-sector~=wealth]){display:none}.cl-newslist{display:grid;gap:var(--cl-space-3)}.cl-newsrow{display:grid;grid-template-columns:9.5rem minmax(0,1fr) 12rem;column-gap:var(--cl-space-4);row-gap:0;align-items:start}.cl-newsfig{grid-column:1;grid-row:1 / span 3;margin:0}.cl-newsrow__eyebrow{grid-column:2;grid-row:1}.cl-newsrow__title{grid-column:2;grid-row:2;margin-top:0}.cl-newsrow__body{grid-column:2;grid-row:3}.cl-newsrow .cl-newsstat{grid-column:3;grid-row:1 / span 3;align-self:stretch}.cl-newsrow__body>p:first-child{margin-top:0}.cl-newsrow__control{margin-top:var(--cl-space-2)}.cl-newsrow__foot{display:flex;flex-wrap:wrap;gap:.25rem var(--cl-space-3);justify-content:space-between;align-items:baseline;margin-top:var(--cl-space-2);padding-top:.6rem;border-top:1px solid var(--cl-hairline);font-size:.85rem;color:var(--cl-body-strong)}.cl-newsdoc{display:block;width:100%}.cl-newsdoc img{display:block;width:100%;height:auto;aspect-ratio:3 / 4;object-fit:cover;object-position:top;border:1px solid var(--cl-hairline);border-radius:var(--cl-radius);box-shadow:0 1px 2px #00000014,0 6px 16px -10px #00000040}.cl-newsfig__cut{margin-top:.5rem;font-size:.75rem;line-height:1.25;font-family:var(--cl-font-eyebrow);font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--cl-body-strong)}.cl-newsstat{display:flex;flex-direction:column;gap:.4rem;width:100%;border-left:1px solid var(--cl-hairline);padding-left:var(--cl-space-3)}.cl-newsstat__figure{font-family:var(--cl-font-display);font-weight:var(--cl-weight-display);font-size:3rem;line-height:.95;color:var(--cl-text-heading)}.cl-newsstat__label{font-size:.875rem;line-height:1.3;color:var(--cl-body-strong)}.cl-newsrow--featured{border:2px solid var(--cl-accent);border-top-width:3px}.cl-newsrow h3 a{color:var(--cl-text-heading);text-decoration:none}.cl-newsrow h3 a:hover,.cl-newsrow h3 a:focus-visible{color:var(--cl-accent);text-decoration:underline}.cl-article{max-width:47rem;margin-inline:auto}.cl-atglance{display:grid;grid-template-columns:auto 1fr;gap:var(--cl-space-4);align-items:start}.cl-atglance>div:last-child{border-left:1px solid var(--cl-hairline);padding-left:var(--cl-space-4)}.cl-atglance>div:first-child{display:flex;flex-direction:column;gap:.35rem;min-width:9rem}.cl-atglance p{margin:0}.cl-storydoc{float:right;width:10.5rem;margin:0 0 var(--cl-space-3) var(--cl-space-4);text-decoration:none;text-align:center}.cl-storydoc img{display:block;width:100%;height:auto;aspect-ratio:3 / 4;object-fit:cover;border:1px solid var(--cl-hairline);border-radius:var(--cl-radius);box-shadow:0 1px 2px #00000014,0 6px 16px -10px #00000040}.cl-storydoc span{display:block;margin-top:.4rem}.cl-storydoc__cut{font-family:var(--cl-font-eyebrow);font-weight:600;font-size:.75rem;letter-spacing:.04em;text-transform:uppercase;color:var(--cl-body-strong)}.cl-doctable tbody th{font-family:var(--cl-font-body);font-size:.95rem;font-weight:600;text-transform:none;letter-spacing:0}.cl-doctable td{width:15rem}.cl-oblig tbody th{font-family:var(--cl-font-body);font-size:.95rem;font-weight:600;text-transform:none;letter-spacing:0;color:var(--cl-text-heading);min-width:11rem}.cl-oblig td{font-size:.9375rem}@media(max-width:46rem){.cl-atglance{grid-template-columns:1fr;gap:var(--cl-space-2)}.cl-atglance>div:last-child{border-left:0;padding-left:0}.cl-storydoc{float:none;width:9rem;margin:0 auto var(--cl-space-3)}.cl-storydoc__cut{font-size:.875rem}}@media(max-width:46rem){.cl-newsrow{display:block}.cl-newsfig{display:none}.cl-newsrow__eyebrow.cl-aside__label{letter-spacing:.02em}.cl-newsstat{border-left:0;padding-left:0;width:auto;flex-direction:row;align-items:baseline;gap:.5rem;margin:var(--cl-space-2) 0}.cl-newsstat__figure{font-size:1.75rem}}.cl-detail{display:none;scroll-margin-top:6rem}.cl-detail-zone{margin-top:var(--cl-space-6)}.cl-detail:target{display:block;border-top:4px solid var(--cl-accent);border-bottom:4px solid var(--cl-accent);background:var(--cl-white);color:var(--cl-text)}.cl-detail__tabs{display:flex;flex-wrap:wrap;gap:var(--cl-space-2);padding:var(--cl-space-3) var(--cl-space-4) 0;border-bottom:1px solid var(--cl-hairline)}.cl-detail__tabs a{padding:.75rem .25rem;margin-bottom:-1px;text-decoration:none;color:var(--cl-body-strong);border-bottom:3px solid transparent;font-family:var(--cl-font-eyebrow);font-size:.875rem;font-weight:600;letter-spacing:var(--cl-tracking-eyebrow);text-transform:uppercase}.cl-detail__tabs a.is-on{color:var(--cl-void);border-bottom-color:var(--cl-accent)}.cl-detail__tabs a:hover:not(.is-on){color:var(--cl-accent)}.cl-detail__body{padding:var(--cl-space-4);max-width:58rem}.cl-detail__body h3{margin-top:0;color:var(--cl-void)}.cl-detail__reg{font-family:var(--cl-font-eyebrow);font-size:.875rem;font-weight:600;letter-spacing:var(--cl-tracking-eyebrow);text-transform:uppercase;color:var(--cl-body-strong);margin:.25rem 0 0}.cl-detail__sub{font-family:var(--cl-font-display);font-size:clamp(1.25rem,2vw,1.625rem);line-height:1.25;color:var(--cl-accent);margin:var(--cl-space-2) 0 var(--cl-space-3)}.cl-detail__honest{margin-top:var(--cl-space-3);padding-top:var(--cl-space-2);border-top:1px solid var(--cl-hairline);font-size:.9375rem;color:var(--cl-body-strong)}.cl-pills{max-width:var(--cl-container);margin-inline:auto;padding:var(--cl-space-4) var(--cl-space-3) 0}.cl-pills ul{display:flex;flex-wrap:wrap;gap:.625rem;margin:0;padding:0;list-style:none}.cl-pills li{margin:0}.cl-pills :is(a,.cl-pills__now){display:inline-block;padding:.875rem 1.125rem;border:2px solid var(--cl-hairline);border-radius:2rem;font-family:var(--cl-font-eyebrow);font-size:.875rem;letter-spacing:var(--cl-tracking-eyebrow);text-transform:uppercase;text-decoration:none;line-height:1.2}.cl-pills a{color:var(--cl-text)}.cl-pills a:hover{border-color:var(--cl-accent);color:var(--cl-accent)}.cl-pills__now{background:var(--cl-accent);border-color:var(--cl-accent);color:var(--cl-white)}.cl-crumbs{max-width:var(--cl-container);margin-inline:auto;padding:var(--cl-space-4) var(--cl-space-3) 0;font-family:var(--cl-font-eyebrow);font-size:.875rem;letter-spacing:var(--cl-tracking-eyebrow);text-transform:uppercase;color:var(--cl-body-strong)}.cl-crumbs a{color:var(--cl-accent);display:inline-block;padding:.875rem 0}.cl-crumbs span{padding:0 .5rem}@media(max-width:46rem){.cl-crumbs__sep{display:none}.cl-crumbs__all{display:block;padding-top:0}}.cl-proof:popover-open{display:flex;flex-direction:column}.cl-proof__body{overflow:auto;flex:1 1 auto;min-height:0}.cl-proof__foot{flex:0 0 auto}@media(max-width:760px){.cl-proof__foot{overflow:auto;max-height:38vh}.cl-proof{max-height:92vh}.cl-proof__more{margin-top:1rem;padding-top:.875rem}}.cl-proof .cl-table-wrap{margin-top:var(--cl-space-3)}.cl-proof table{font-variant-numeric:tabular-nums}.cl-proof tbody th{font-family:var(--cl-font-body);font-weight:600;text-transform:none;letter-spacing:0}.cl-proof tr.is-total :is(th,td){border-top:2px solid var(--cl-accent);font-weight:600;color:var(--cl-void)}.cl-proof__srch{font-family:var(--cl-font-eyebrow);font-size:.8125rem;font-weight:600;letter-spacing:var(--cl-tracking-eyebrow);text-transform:uppercase;color:var(--cl-accent);margin:var(--cl-space-4) 0 var(--cl-space-2)}.cl-proof__sources{margin:0;padding-left:1.2rem;font-size:.95rem}.cl-proof__sources li+li{margin-top:.45rem}.cl-proof a,.cl-proof .cl-proof__sources a{color:var(--cl-accent)}.cl-proof__more{margin:1.5rem 0 0;padding-top:1.25rem;border-top:2px solid var(--cl-hairline)}.cl-proof__more a{font-family:var(--cl-font-display);font-size:1.0625rem;letter-spacing:.01em;text-decoration:none;border-bottom:2px solid var(--cl-accent);padding-bottom:2px}.cl-proof__more a:hover{border-bottom-color:currentColor}code,.u-xsmall code,pre code{overflow-wrap:anywhere}.cl-boxed :is(h1,h2,h3,h4,th){color:var(--cl-void)}.cl-boxed a{color:var(--cl-accent)}.cl-boxed :is(th,td){vertical-align:top}.cl-boxed :is(th,td)>a:only-child{display:inline-block;padding-block:.625rem;margin-block:-.625rem}.cl-proof a:hover,.cl-proof .cl-proof__sources a:hover{color:var(--cl-accent-hover)}@media(prefers-reduced-motion:no-preference){.cl-proof:popover-open{animation:cl-pop-in .18s ease-out}@keyframes cl-pop-in{0%{opacity:0;transform:translateY(6px)}}}.cl-card__icon{color:var(--cl-accent);margin-bottom:var(--cl-space-2)}@media(prefers-reduced-motion:no-preference){@supports (animation-timeline: view()){.cl-card,.cl-box,.cl-aside,.cl-term,.cl-stat,.cl-panel,.cl-faq>details{animation:cl-reveal linear both;animation-timeline:view();animation-range:entry 5% cover 26%}@keyframes cl-reveal{0%{opacity:0;transform:translateY(28px)}to{opacity:1;transform:none}}:is(.cl-grid-2,.cl-grid-3,.cl-grid-pairs)>:nth-child(2){animation-range:entry 5% cover 30%}:is(.cl-grid-2,.cl-grid-3,.cl-grid-pairs)>:nth-child(3){animation-range:entry 5% cover 34%}:is(.cl-grid-2,.cl-grid-3,.cl-grid-pairs)>:nth-child(4){animation-range:entry 5% cover 38%}:is(.cl-grid-3)>:nth-child(5){animation-range:entry 5% cover 42%}.cl-rule{animation:cl-rule-draw linear both;animation-timeline:view();animation-range:entry 10% cover 30%;transform-origin:left center}@keyframes cl-rule-draw{0%{transform:scaleX(0)}to{transform:scaleX(1)}}.cl-eyebrow{animation:cl-eyebrow-settle linear both;animation-timeline:view();animation-range:entry 8% cover 26%}@keyframes cl-eyebrow-settle{0%{opacity:0;letter-spacing:.34em}to{opacity:1;letter-spacing:var(--cl-tracking-eyebrow)}}.cl-stat__figure{animation:cl-figure-wipe linear both;animation-timeline:view();animation-range:entry 10% cover 32%}@keyframes cl-figure-wipe{0%{clip-path:inset(100% 0 0 0);transform:translateY(12px)}to{clip-path:inset(0 0 0 0);transform:none}}.cl-hero .cl-mark img{animation:cl-mark-in 1s cubic-bezier(.16,1,.3,1) both,cl-mark-scroll linear both;animation-timeline:auto,view();animation-range:normal,cover 0% cover 100%}@keyframes cl-mark-scroll{0%{transform:translateY(-2%) scale(1)}to{transform:translate(-3%,4%) scale(1.02)}}}}@view-transition{navigation:auto}@media(prefers-reduced-motion:no-preference){::view-transition-old(root){animation:cl-vt-out .22s ease-in both}::view-transition-new(root){animation:cl-vt-in .28s ease-out both}@keyframes cl-vt-out{to{opacity:0;transform:translateY(-10px)}}@keyframes cl-vt-in{0%{opacity:0;transform:translateY(12px)}}}.cl-header{view-transition-name:cl-header}.cl-box{border:1px solid rgba(255,255,255,.14);border-top:3px solid var(--cl-accent);background:linear-gradient(180deg,#ffffff0b,#ffffff03);padding:var(--cl-space-4)}.cl-box h4{margin-bottom:var(--cl-space-2)}.cl-box p{font-size:1rem;margin-bottom:0}.cl-box--tight{padding:var(--cl-space-3)}.cl-aside{border-left:3px solid var(--cl-accent);background:var(--cl-surface);padding:var(--cl-space-4);align-self:start}.cl-aside__label{font-family:var(--cl-font-eyebrow);font-size:.75rem;font-weight:600;letter-spacing:var(--cl-tracking-eyebrow);text-transform:uppercase;color:var(--cl-accent);display:block;margin-bottom:var(--cl-space-2)}.cl-aside p{font-size:1rem}.cl-aside__stamp{margin-top:var(--cl-space-3);padding-top:var(--cl-space-2);border-top:1px solid var(--cl-hairline);font-size:.8125rem;color:var(--cl-body)}.cl-term{background:#0b0b0f;border:1px solid rgba(255,255,255,.13);border-top:3px solid var(--cl-accent);padding:var(--cl-space-3);overflow-x:auto;align-self:start}.cl-term__bar{display:flex;align-items:center;gap:.5rem;font-family:var(--cl-font-eyebrow);font-size:.6875rem;letter-spacing:.12em;text-transform:uppercase;color:#8a8a93;margin-bottom:var(--cl-space-2)}.cl-term__bar:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--cl-accent);flex:0 0 auto}.cl-term pre{margin:0;font-size:.8125rem;line-height:1.7;color:#d7d7de;white-space:pre;font-family:ui-monospace,SF Mono,Menlo,Consolas,monospace}.cl-term .k{color:var(--cl-accent)}.cl-term .c{color:#7e7e88}@media print{.cl-card,.cl-box,.cl-aside,.cl-term,.cl-stat,.cl-panel,.cl-faq>details,.cl-rule,.cl-eyebrow,.cl-stat__figure,.cl-mark img{animation:none!important;opacity:1!important;transform:none!important;clip-path:none!important}.cl-header{position:static}}.cl-steps{list-style:none;counter-reset:s;margin:0;padding:0;display:grid;gap:var(--cl-space-3)}.cl-steps li{counter-increment:s;display:grid;grid-template-columns:2.25rem 1fr;gap:var(--cl-space-3);align-items:start}.cl-steps li:before{content:counter(s);font-family:var(--cl-font-display);font-size:1.5rem;line-height:1.6rem;color:var(--cl-accent);border-top:3px solid var(--cl-accent);padding-top:.35rem}.cl-steps li>div{min-width:0}.cl-steps h4{font-size:1.125rem;margin:0 0 .25rem}.cl-steps p{font-size:.95rem;margin:0;max-width:none}[data-tone=void] .cl-steps h4,[data-tone=deep] .cl-steps h4{color:var(--cl-white)}.cl-close{display:grid;gap:var(--cl-space-6);grid-template-columns:1.05fr .95fr;align-items:start}@media(max-width:860px){.cl-close{grid-template-columns:1fr;gap:var(--cl-space-4)}}.cl-portrait{margin:0;max-width:22rem;width:100%}.cl-portrait img{width:100%}.cl-portrait__empty{position:relative;aspect-ratio:4 / 3.8;background:var(--cl-void);border-top:3px solid var(--cl-accent);display:grid;place-items:center;overflow:hidden}.cl-portrait__empty>img{width:46%;opacity:.16;filter:grayscale(1) brightness(1.7)}.cl-portrait__note{position:absolute;inset:auto 0 0;padding:var(--cl-space-2) var(--cl-space-3);font-family:var(--cl-font-eyebrow);font-size:.75rem;letter-spacing:var(--cl-tracking-eyebrow);text-transform:uppercase;color:var(--cl-accent);border-top:1px dashed rgba(229,37,41,.5);background:#e5252912}.cl-icon{display:inline-flex;line-height:0}.cl-icon svg{display:block}.cl-pair-text{padding-top:var(--cl-space-3)}.cl-pair-text-sm{padding-top:1.75rem}.cl-pair-text-h3{padding-top:2.375rem}.cl-pair-text-lg{padding-top:3.7rem}@media(max-width:760px){.cl-pair-text,.cl-pair-text-sm,.cl-pair-text-h3,.cl-pair-text-lg{padding-top:0}}.cl-boxed{color:var(--cl-text);background:var(--cl-white);border-top:3px solid var(--cl-accent);padding:var(--cl-space-3);align-self:start}.cl-boxed>table{margin:0}.cl-boxed thead th{padding-top:0}.cl-boxed :is(th,td):first-child{padding-left:0}.cl-boxed tr:last-child :is(th,td){border-bottom:0}.cl-faq-layout{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:var(--cl-space-6);align-items:start}@media(max-width:860px){.cl-faq-layout{grid-template-columns:1fr;gap:var(--cl-space-4)}}.cl-faq-layout>:first-child{position:sticky;top:7rem}@media(max-width:860px){.cl-faq-layout>:first-child{position:static}}@media(max-width:760px){.cl-header__logo{padding-block:.45rem}.cl-footer a,.cl-link-quiet,.cl-stat__source a,.cl-boxed td a,.cl-cite,.cl-proof__sources a,a[href^="mailto:"]{display:inline-block;padding-block:.75rem}.cl-footer li+li{margin-top:0}.cl-boxed td{padding-block:0}.cl-proof-trigger{padding-block:.7rem;min-height:44px}.cl-footer .cl-footer__proof{display:inline-block;padding-block:.75rem}.cl-eyebrow,.cl-field label,.cl-aside__label,.cl-footer h2,.cl-term__bar,.cl-boxed th,.cl-portrait__note,.cl-stat__source,.u-small,.u-xsmall,.cl-footer__legal{font-size:.875rem}.cl-field :is(input,select,textarea){font-size:16px}.cl-term pre{white-space:pre-wrap;word-break:break-word;font-size:.8125rem}.cl-boxed :is(th,td){padding:.5rem .4rem}}.cl-cards{display:flex;flex-wrap:wrap;gap:var(--cl-space-4);justify-content:center}.cl-cards>*{flex:1 1 15rem;max-width:calc((100% - 2 * var(--cl-space-4)) / 3)}@media(max-width:900px){.cl-cards>*{max-width:calc((100% - var(--cl-space-4)) / 2)}}@media(max-width:620px){.cl-cards>*{max-width:100%}}.cl-pagehead{position:relative;overflow:hidden;background:var(--cl-void);color:#c9c9ce;display:grid;align-items:center;min-height:30rem;padding-block:var(--cl-space-6);border-bottom:1px solid rgba(229,37,41,.28)}.cl-pagehead__grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:var(--cl-space-8)}.cl-pagehead__rule{width:4rem;height:3px;border:0;margin:0 0 var(--cl-space-4);background:var(--cl-accent)}.cl-pagehead h1{color:var(--cl-white);font-size:var(--cl-step-h1);max-width:24ch;margin-bottom:var(--cl-space-3)}.cl-pagehead .cl-lede{max-width:52ch;margin-bottom:0}.cl-pagehead__icon{color:var(--cl-accent);opacity:.8;flex:0 0 auto}.cl-pagehead__icon svg{width:clamp(120px,15vw,200px);height:auto}@media(max-width:860px){.cl-pagehead{min-height:0;padding-block:var(--cl-space-6) var(--cl-space-6)}.cl-pagehead__grid{grid-template-columns:1fr;gap:var(--cl-space-4)}.cl-pagehead h1{max-width:none}.cl-pagehead__icon{order:-1}.cl-pagehead__icon svg{width:96px}}.u-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}